[1]
N. Muhamad, M. Misiran, H. Sapiri, Z. M. Yusof, N. I. Mahat, and Z. A. Shamsudin, “Developing Personal Finances Health Measurement Index and Calculator for Young Adults Based on Financial and Emotional Aspects”, JQMA, vol. 21, no. 1, pp. 287–305, Sept. 2026.